Islamic banking finance economy
by islamicbankingfinanceeconomy.blogspot.com
RIBA IN ISLAM
Simply put, the actual discussion that exists in the economy includes only two things:
How can I make everyone's needs can be met
How to distinguish whether it really needs (needs) or merely a desire (wants)
Of the two aforementioned perception was later appeared assorted paradigms, theories, and research. Eventually gives rise to a lot of flow in economics.
One of the many streams that are Islamic economics. But in this case, the author does not agree if it uses the word "flow". Because of the economic fundamentals of Islam is nature and not a flow is created.
That is the science that discuss the economy from the perspective of Islam has been around a long time, but not many who study it. The future of this science is in the hands of today's young generation, which acts as the holder of the baton and the pillar of religion, nation, and state.
How can I make everyone's needs can be met
How to distinguish whether it really needs (needs) or merely a desire (wants)
Of the two aforementioned perception was later appeared assorted paradigms, theories, and research. Eventually gives rise to a lot of flow in economics.
One of the many streams that are Islamic economics. But in this case, the author does not agree if it uses the word "flow". Because of the economic fundamentals of Islam is nature and not a flow is created.
That is the science that discuss the economy from the perspective of Islam has been around a long time, but not many who study it. The future of this science is in the hands of today's young generation, which acts as the holder of the baton and the pillar of religion, nation, and state.
Actually, there are so many vital and fundamental differences between Islamic economics and the other (conventional). However, in this discussion, we will focus on usury.
Origin said RibaRiba is derived from the Arabic language which is ziyadah, which means extra. This appears in two additional contract, both buying and selling and borrowing.In an all-digital era and modern, there are many practices containing usury, particularly in the economy. Here then there needs to be replicated so that all activities
conducted completely in accordance with the values of Islam
(halalan-tayyibah).
Legal Basis RibaO ye who believe, fear Allah, and leave the rest of usury (which have not been collected), if you are believers. "(Surat al-Baqara: 278)"God destroyed the usury and fertilize the charity. And Allah does not like everyone who remained in disbelief and always sin. "(Q.S. Al-Baqarah: 276)"People who eat (take) usury can not stand but as stands one whom possessed due to mental disease pressure (mad). Their circumstances are such because they say (argued), the actual buying and selling is the same as usury, whereas Allah has permitted trading and forbidden usury. , , (Q.S. Al-Baqarah: 275)The third paragraph above gives us about usury in terms of both prohibition and its consequences. So with these verses in Al Qur'an, should we have to get away from everything that is an element of his usury.
Types of RibaThere are two different categories of usury, which is emerging as a result of buying and selling and borrowing.Buying and selling basically an agreement to exchange the goods. If so, then the usury will appear if there are additional terms of both the quantity of goods bought and sold, or because the submission of deferred payment.Before that, note the following HadithIf gold exchanged for gold, silver exchanged with silver, wheat exchange for wheat, poetry (barley, a type of wheat) exchanged with poetry, dates dutukar with dates, and salt exchanged with salt, then the amount (dose or scales) must be equal and paid in cash (cash). Whoever add or request additional, then he has committed usury. People who take these additional and people who gave equally be in sin. (HR. Muslim no. 1584)
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