Islamic banking finance economy
by islamicbankingfinanceeconomy.blogspot.com
Islamic Economics Open
You are the best people are born to men, sent to the ma'ruf, and prevent it from being evil, and believe in Allah (QS. Al-Imran [3]: 110)Undeniably, one of the processes and results of the integration agenda of science and religion that is most prominent today is the science of Islamic Economics. As evidenced by the establishment STEI (College of Islamic Economics); the opening of the department or study program based on Islamic Economics; until the emergence of multiple centers of study that examines the science of Islamic Economics. In the event that the application can be found through the economic empowerment of the people of LKS (Financial Institutions Shariah) from the Islamic bank; shariah pawnshop; Shari'ah insurance; to BMT (Baitul Mal wa Tamwil). The above phenomena simultaneously affirmed that the agenda of the Muslims it (integration of science and religion) is not just a 'mere grandiose discourse', but the real actions that can benefit the community.Nevertheless, there are still doubts; distrust; up to the actual charges against this noble activity. That it was carried out by Muslims themselves. On the plains of science, paradigms and methodologies of Islamic Economics assessed is not clear that its presence is considered closed and are still often questioned. Also in practice did not escape from a target, there are worksheets that were accused only under the guise of Shari'ah in its efforts to achieve a profit (profit-oriented). Even more tragically, one of the efforts to improve the life of the life of the people is considered always politically charged and have an interest-specific kepentiangan, so it is worth and deserves to be suspected.During this time, thinking in Islamic economics is dominated by mainstream schools pioneered by Chapra, Mannan, et al. (Adiwarman: 2001). Broadly speaking, it can be said to be thinking of this group is based on the paradigm of Islamization of Knowledge (read Islamization Economics) belongs to the Malay intellectuals, Ismail Raji al-Faruqi. Consequently, Islamic Economics is often recognized as a product and can not be separated from the project 'ambitious' is. The purpose of this big agenda is to Islamize the whole science which has been dominated by Western secular thought, including science of Economics. Objectivity value-free science (free of value) turns favoring the special interests that give rise to inequality and decadence in the society. This is trying to be solved by the efforts of Islamization of Knowledge. This international intellectual movement spread around the world as an attempt to encourage Muslims not simply mimic the outside by returning the methodology of science in Islamic values.Turning to the subject matter. With the foundation of mainstream thinking, finally Islamic Economic science has been developed by parties who are intellectually agree with the direction of thinking that starts from reviewing demikian.Perkembangan Islamic Economics; establish LKS; to do business with the real framework of Islamic Economics. Armed with care and patience, eventually reaching the position of Islamic Economics trip today. However, the development of Islamic economics is still considered closed (exclusive) by the layman as well as those who do not agree with this line of thought of Islamic Economics.The issue of Islamic Economics as an Islamization of Knowledge may still leaves a lot of questions. One of the questions that (as dididentifikasi Kuntowijoyo: 2004) is about the status of knowledge in Islam. Knowledge is embracing culture or muamalah rule 'all allowed unless prohibited'. If knowledge has become egoistic and beyond, then lost its status as a muamalah. Even sometimes knowledge claims as truth. This is a disease that may infect the development of Islamic economics that needs to be watched by economists Muslims.According Kuntowijoyo, knowledge really do not need diislamkan objective, because Islam recognizes objectivity. Therefore, Muslims must be very clever to choose which ones need Islamization which are not. There is no concern whatsoever with science is completely objective and true. So Islamization of knowledge most necessary, most of the work useless. Presumably the attitude Muslims should be a la tukadzibuhu jamii'a wala tushahhihuhu jamii'a (do not reject everything and do not accept everything).Following up on the fundamental things, would be borrowed its objectification step Kuntowijoyo briefly and simply to create a more open development of Islamic economics. By Kuntowijoyo, objectification is a translation or concretization of internal values into categories objective. In this context, an act that included an objective when the act was perceived by non-Muslims as something natural or naturally, not as a religious act. Although from the side that has the action may still regard it as a religious act, including charities. Vice versa.Objectification should be incorporated into a rational act, so that outsiders can be enjoyed without the need to approve the values of origin. For example, the threat of God to Muslims as unbelievers if they do not leave the usury can be objectified by the profit-sharing system that is economically more profitable and muamalat allowed. Objectification itself actually different from secularization and objectivation Western knowledge. With this strategy, expected from the epistemology of Islamic Economics is becoming increasingly clear and accepted by more people.Shifted to the field, met some irregularities or violations by LKS especially concerning aspects of kesyari'ahan led to the emergence of the allegations against the Islamic Economics. No-frills Shari'ah is accused only as a way to profit from purely business. This accusation is not entirely true, because the diversion was only done by unscrupulous little irresponsible. The percentage was not significant compared to the role and performance of LKS in the economic empowerment of the people. Therefore, support and efforts to improve regulation and supervision systems in order that error can be minimized. Precisely what is needed now is the preparation of the quality of human resources are more qualified in the 'against' globalization. Hopefully, all walks of life can not only blasphemous but is able to provide intelligent solutions and enlightening. Because it's people are too 'reel' thinking about the depravity of the system and improvement should now start from ourselves, small and simple but continuously towards a better state. The most important and should not be forgotten that the practice is not as easy as theory.On the assessment of the political content that is always contained in Islamic Economics also not fully proven that it was significant. Acknowledged that during this time there are some political parties that are concerned with Islamic Economics, which was inseparable from the interests of the political parties. But again, this situation is not alarming and dominates the development of Islamic Economics. In fact, more non-political organizations that perform activities of Islamic Economics. Call it Muhammadiyah with many charitable efforts, Kopontren (Cooperative boarding school) NU-owned boarding schools. It is also hoped that the idea of objectification can liberate Islamic Economic prejudice bureaucratic political parties or the government, Muslims and non-Muslims. Worrying is the political situation in the country today that simply can not be said to be the political commanding the good and forbidding the evil. In fact political content was also only a small Islamic Economic and indeed should be open.What is clear, all parties involved with the development of Islamic Economics should be able to show Islam with an open economy that is able to realize Islam as rahmatan lil Alamin. Too pity if these scientific treasures boarded by the interests of certain malicious or even go unpunished. Actions of real empowerment is what is now urgently needed. Thought or discourse has skyrocketed, it would be useless without a concrete realization. Hope it is useful. Allaah knows best.
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